16 x 22 Northwest Art Mall MR-5320 FGDM SKC Whiteface Mountain New York Adirondack Chairs & Skis Framed Wall Art by Artist Mike Rangner

16" x 22": Posters & Prints. Framed and Ready to Hang on your Wall 。 Satin Black 1.25" Solid Wood Frame With 1/8 Beveled Inside and Outside Edge to Show the Wood 。 Double Matted 10"x16" Print with Cream Colored Outer Matte and Sage Green Inner Matte to Fit Any Room Decor 。 A great way to remember all of the special places you visit 。 Made in the USA 。 Whiteface Mountain New York Adirondack Chairs & Skis by Artist Mike Ranger and . As an Oregon native. The Oregon Zoo, Northwest Art Mall 'MR-5320 FGDM SKC Whiteface Mountain New York Adirondack Chairs & Skis Framed Wall Art by Artist Mike Rangner. Governor of the State of Arizona as the number one book for the state's elementary school reading program. This series of posters fulfills his love for the diverse subject matter and his constant love of design. He considers this combination as a dream come true. He considers it an honor to be able to apply his creativity to subjects that we are all in awe of. 16' x 22': Posters & Prints. Northwest Art Mall "MR-5320 FGDM SKC Whiteface Mountain New York Adirondack Chairs & Skis Framed Wall Art by Artist Mike Rangner. both here in the United States. Lego Toys, Standard Insurance, as well as in Canada. His hope is that his art will bring some kind of enjoyment either from a recent trip with the family or from a fond memory of a childhood adventure. If anything. look for the MKR logo on the picture. 。 。 。. Nike, it reminds us of how lucky we are to be surrounded by such natural beauty. To ensure you are getting a true Mike Ranger original, Mike Ranger has enjoyed a successful career as a professional illustrator in the Portland area for more than 0 years. His professional portfolio includes a diverse list of clients including Avia. as well as Northland Publishing (Rising moon) and McGraw Hill Publishers. A recent move with his family to Oregon's Mid-Willamette Valley has allowed him to further strengthen his love of painting and has also allowed him to continue to illustrate and design as well. His professional accomplishments include awards and honors from service organizations including the Oregon Food Bank. Goodwill Industries and The National Box Association for his product design work. Most recently his illustrated children's book "The Seed and The Giant Saguaro" was recognized in the Fall of 006 by Janet Napolitano.









16 x 22 Northwest Art Mall MR-5320 FGDM SKC Whiteface Mountain New York Adirondack Chairs & Skis Framed Wall Art by Artist Mike Rangner


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Ubezpieczenie pojazdu – surowe kary za brak OC

Ubezpieczenie pojazdu - surowe kary za brak OC

Z roku na rok minimalna płaca w naszym kraju wzrasta. I choć jest to złudne, gdyż panuje inflacja banknotu, tak w 2022r. ma być to wzrost do 3000 zł / brutto. Podobnie jak z ubezpieczeniem pojazdu, które jest wyliczane na podstawie najniższej krajowej pensji. Jak się jednak okazuje, kary za brak ważnego ubezpieczenia OC nie są wcale rzadkością. Kwestia przegapienia terminu wznowienia polisy ubezpieczeniowej po świeżo zakupionym pojeździe. Są też tacy, co z pełną świadomością jeżdżą bez polisy. W dzisiejszym artykule dowiesz się, jakie kary mogą zostać nałożone za brak OC.

Ubezpieczenie pojazdu – o czym warto wiedzieć

Na drogach możemy spotkać masę młodych kierowców. Nie bez powodu panuje ożywienie na kupno tanich, starych aut. Jak przecież wiadomo, kierowcę weryfikują jego umiejętności dopiero po otrzymaniu prawa jazdy. Rzadko kto zdecyduje się na kupno pojazdu powyżej 30 tyś. będąc zaledwie po 30 godzinach jazdy z instruktorem. Jest to bardzo rozsądne i nikogo nie powinno to dziwić.

Przy kupnie nowego pojazdu warto wiedzieć, że poza formalnościami związanymi z zarejestrowanie pojazdu, należy także zadbać o ubezpieczenie. Przedłużenie polisy jest niebywale ważne, gdyż wznawia się jedynie wtedy, gdy pojazd należy do tego samego właściciela. W przypadku, kiedy dojdzie do sprzedania pojazdu, o wznowienie OC musi zadbać nowy nabywca.

Kary za niewykupienie polisy ubezpieczeniowej

W przypadku gdy nowy właściciel nie zdecyduje się na wykupienie polisy ubezpieczeniowej, otrzyma on powiadomienie od UFG o nałożeniu opłaty karnej. Co więcej, wielkość kary jest uzależniona od najniższej krajowej pensji danego roku kalendarzowego, ale nie tylko. Na cenę wpływa również czas przerwy od wykupienia OC.

Mandat w 2021 r. w przypadku samochodu osobowego, kara wynosiła do 5600 zł. W 2022 r. kara będzie wynosić 6000 zł, czyli o 400 zł więcej względem poprzedniego roku. Wartość kary zależy od ilości dni od skończenia się polisy OC.

  1. 1-3 dni wartość kary będzie wynosiła 20% pełnej wartości kary, czyli 1200 zł.
  2. 4-14 dni kara będzie wynosić 50% pełnej wartości, czyli 3000 zł.
  3. Powyżej 15 dni, kara będzie wynosić 6000 zł.

W naszym serwisie jest masa kierowców zawodowych, dlatego warto wspomnieć, że w przypadku aut ciężarowych, ciągników czy autobusów, kara będzie wynosić trzykrotność pensji minimalnej, czyli 9000 zł. W 2021r. Kara ta wynosi 8400 zł.

UFG może odstąpić od nałożenia kary finansowej tylko w szczególnych przypadkach. Dotyczy to osób, które znajdują się w trudnej sytuacji życiowej, osób z chorobami przewlekłymi, a także osób bezrobotnych.

Ubezpieczenie pojazdu – Co w przypadku jeśli świadomie nie wykupiłem OC.

Niektóre osoby decydują się na jazdę pojazdem bez ubezpieczenia, gdyż jak sami twierdzą, jeżdżą oni bezbłędnie, a kupowanie OC to tylko wyrzucenie pieniędzy w błoto. Każdy wolałby w ciągu roku zaoszczędzić kilkaset złotych, jednak jest to wymóg, który nie podlega żadnej dyskusji. Osoba, która świadomie łamie prawo licząc, że uda mu się zaoszczędzić gotówkę jest w ogromnym błędzie. UFG ma swoje metody kontrolowania kierowców, dzięki czemu dokładnie sprawdzą, ile dni minęło od wykupienia polisy. Te metody pozwalają dotrzeć do każdego kierowcy stosującego te praktyki, w związku z czym kary sypią się dosyć często.

Zachęcamy do zapoznania się z innymi naszymi artykułami!

16 x 22 Northwest Art Mall MR-5320 FGDM SKC Whiteface Mountain New York Adirondack Chairs & Skis Framed Wall Art by Artist Mike Rangner

16 x 22 Northwest Art Mall MR-5320 FGDM SKC Whiteface Mountain New York Adirondack Chairs & Skis Framed Wall Art by Artist Mike Rangner

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